We are often asked for recommendations for various folks who can help our clients through the real estate transaction. Our key partners in real estate are plumbers, electricians, property management companies, title companies - the list goes on and on.
However, one of the most important people in a real estate purchase transaction is the lender! Of all the entities who have an impact on a real estate transaction, the lending institution is one of the most critical. If you don't have a great lender, you may not be able to buy your dream home!
While you may purchase or even refinance a home only a handful of times in your life, a good real estate agent is helping folks buy numerous homes each month. Because of this, we've developed relationships with the best of the best.
When comparing rates, if a lender tells you something that seems too good to be true, it probably is. And those promises don't always translate into approved mortgages or timely closings!
If the lender we recommend says something is going to happen it will. This certainty is critical when purchasing your dream home! We don't receive anything for our recommendation other than the peace of mind that our clients will receive great service.
The answer to your question is YES! It is your realtor's legal and ethical obligation to do what's in your best interest! So please use the lender your real estate agent recommends.
When you need a mortgage, we recommend Dean & Shanna Tucker at One Trust Home Loans. You can reach them at email@example.com or (208) 388-0500.